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Benefits

The General Health System (GHS) Benefits Program offers several options for you and your family.

Health

  • Health Insurance: Our premium and consumer-based healthcare insurance plans are available to meet you and your family’s needs. All full-time employees are eligible for health insurance on their date of hire. Our plans offer a simple co-pay structure and 100% coverage on most services provided at a GHS facility.
  • Flexible Spending Accounts: This benefit offers employees a reimbursable pre-tax savings account available for dependent care and / or medical spending expenses.
  • Dental Insurance: Our dental insurance plans allow you to see any dentist, anywhere, with 100% coverage for preventive care every six months.
  • Vision Insurance: Our vision insurance plan premiums are affordable and easy to use with a preferred provider network that includes individual optometrist and ophthalmologists and major retail businesses such as Walmart and Target.
  • Cancer & Specified Disease Insurance is a supplemental policy that provides income if you or a family member is diagnosed with cancer or any other disease as specified by the plan.
  • Critical Illness Insurance is a supplemental policy that provides benefits for 11 critical illnesses. The amount of coverage is chosen by you, and your dependents are covered under this policy as well.

Life & Disability

  • Company Paid Life Insurance: This policy is available for all full-time employees with one year of service with GHS, and is valued at one time your annual salary (capped at $50,000).
  • Salary Supplemental Life Insurance: This policy gives you the option of purchasing life insurance equaling up to five times your annual salary.
  • Optional Term Life Insurance: An affordable policy in the amount of $10,000 is also available.
  • Interim Disability: This disability policy is a company-paid and funded benefit for all full-time employees with one year of continuous full-time service. The policy is a one-time payment and pays up to 60% of an employee's base annual salary after the total disability absence period has exceeded 60 days and will continue to pay through the 90th day of the disability.
  • Long Term Disability: This company-paid policy is available to all employees with one year of continuous full-time service. The policy pays up to 60% of an employee's base salary after the total disability or absence period has exceeded the policy's 90-day elimination period.
  • Short Term Disability: This voluntary disability policy allows employees the option to pick their benefit amount up to 65% of their base salary with a maximum benefit of $6,000 monthly. Coverage begins on the 15th day of the illness or disability, and benefits are paid up to 26 weeks (6 months)

401K

  • Employees are automatically enrolled in our comprehensive 401(k) retirement plan. Eligibility begins at the beginning of the pay period following 30 days of employment. Employees have the option to contribute 1% - 100% of their annual salary, up to the legal limit. The organization will also match 50% of the first 6% of pay contributed by employee after one year of employment and 1,000 hours worked.

Paid Time Off

  • General Paid Time (GPT) Off: This benefit combines accruals for vacation, holiday, and sick time into one flexible plan - you choose when you want to take time off. GPT accumulation begins upon hire for all regular full-time and regular part-time employees and is calculated per pay period, based on an employee's FTE value and hours worked. (capped at 80 hours bi-weekly)
  • GPT Cash-Out Programs: This benefit offers employees the opportunity to forego a portion of their GPT accrual in exchange for a monetary payment.
  • Jury Duty: The organization recognizes the responsibility of employees as citizens. Employees summoned to jury duty will be allowed approved time off with pay.
  • Bereavement: This benefit allows full-time employees up to three regular scheduled days leave of absence without loss of pay in the event of an immediate family member’s death.

Employee Wellness

  • Employee Assistance Program (EAP): This program is designed to assist employees and their families with concerns related to physical illness, mental or emotional disturbance, chemical / substance abuse and dependency. The EAP also provides assistance related to marital, legal, or financial concerns.
  • Employee Health Office: FREE office visit with nurse practitioner for all employees.
  • Employee & Family Clinic: All employees are able to utilize the services offered at the four locations of the Employee & Family Clinic. Discounted co-pays apply for GHS health plan members.